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Social Security benefits are a critical source of income for most retirees in the United States. However, recent research from the National Institute on Retirement Security reveals that many Americans do not have a clear understanding of how much they can expect to receive in benefits. According to the research, only 11% of non-retired Americans
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The anticipations regarding stock market volatility are peaking throughout the financial market due to the upcoming U.S. presidential election. With the heightened anxiety surrounding the election outcome, many investors find themselves struggling with uncertainties that could potentially impact their financial standing. A survey conducted by the American Psychiatric Association reveals that a significant 73% of
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There has been a noticeable downward trend in job seeker confidence in the second quarter of 2024. This decline, which is the lowest it has been in over two years, indicates that workers are increasingly pessimistic about their prospects of securing their desired jobs. According to a quarterly survey by ZipRecruiter, workers are facing challenges
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Despite data pointing towards a strong U.S. economy, a significant portion of the population holds a different belief. A recent survey conducted by Affirm revealed that approximately 60% of Americans think that the country is currently in a recession. This perception is fueled by rising costs and financial difficulties faced by individuals, leading them to
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In good times and bad, pop music has always been a reflection of the world around us. Despite the current economic expansion and low unemployment rates, recent hits in the music industry portray a different picture. Artists like Taylor Swift and Beyoncé have been tapping into the feelings of frustration and financial vulnerability that are
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As former President Donald Trump secures the Republican presidential nomination, both political parties are eyeing Project 2025, a multi-pronged policy plan created by conservative think tank The Heritage Foundation as a collective effort with more than 100 other right-leaning organizations. If enacted, the plan could overhaul the U.S. income tax system and revamp the IRS,
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The Consumer Financial Protection Bureau (CFPB) has recently targeted so-called paycheck advance programs, also known as earned wage access, which have become increasingly popular among workers in recent years. These programs allow individuals to access their paychecks before the designated payday, often levying a fee for this service. The CFPB’s proposed interpretive rule suggests that
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