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In 2024, Bitcoin made headlines as the most exceptional investment, witnessing an impressive surge of about 125%. The cryptocurrency closed the year at approximately $94,000, a stark contrast to its $40,000 beginning. As euphoria surrounds this meteoric rise, financial advisors emphasize the need for caution. The volatility attributed to Bitcoin raises significant concerns about how
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As the new year dawns, many individuals turn their attention toward personal growth and self-improvement, often manifesting this in the form of resolutions. Among these, one of the most prevalent is participating in Dry January—a month-long challenge to abstain from alcohol. Recent statistics indicate a notable increase in the number of participants, with 22% of
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Target-date funds (TDFs) have established themselves as a predominant force in the landscape of retirement savings, especially in 401(k) plans. As of 2023, they accounted for a staggering 29% of the average 401(k) plan’s assets, per data from the Plan Sponsor Council of America (PSCA). This figure underscores a significant upward trend, marking an increase
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